My Philosophies… 

• Starts with the belief that “WE”, all living things are connected together in some way.
  
  
• People around the world at their core want to enjoy their life and help guide their children and others around them to a better life.
  
  
• There is only one true way to make a difference in this world and that starts with you serving/helping those around you.
  
  
• A secret to enjoying life is to focus on the now.  Don’t dwell on the past except to learn from your mistakes. Don’t worry about the future, expect to help guide you in your desired direction.
  
  
• Happiness is never found in things or in what others do to us or for us.  It is only found from within.
  
  
• There is no substitute for hard work.  Hard work and persistence almost always has the advantage over raw talent.  Remember in  “The Tortoise and the Hare”  the tortoise always wins by crawling slowly but steadily.
  
  
• Always do the best you can in all tasks that you perform. No matter how mindless or meaningless take pride in all accomplishements.
  
  
• Be frugal!  Never go in debt for stuff. A home is an investment where pizza is not.  Save and invest at least 10% of your income for the future. 
  
  
• Know your odds.  When making a decision always know what your risk vs. reward is.
  
  
• Dream Big
  
  
• Enjoy life, it's a gift to be cherished.